Prime Minister Kisan Loan Scheme 2022 | What are the features of Kisan Credit Card Loan | In which bank to apply for Prime Minister Kisan Loan Scheme 2021 | Who can get Kisan Credit Card
||प्रधानमंत्री किसान लोन योजना 2021 | किसान क्रेडिट कार्ड लोन की विशेषताएं क्या हैं | प्रधानमंत्री किसान लोन योजना 2022 के लिए किस बैंक में आवेदन करें | किसान क्रेडिट कार्ड किसे मिल सकता है||
Prime Minister Kisan Loan Scheme 2022: As you know, the Government of India is running many schemes for the convenience and economic empowerment of farmers. At present, the Modi government of the Center is not only running a DBT scheme like PM Kisan for the farmers, but is also taking care of providing easy loans to the farmers. Today we are going to tell you about such a farmer loan scheme, with the help of which farmer brothers will be able to take loan easily for their farming needs.
Prime Minister Kisan Loan Scheme 2022 – प्रधानमंत्री किसान लोन योजना 2022
Let us tell you that now the Central Government has made the process of making Kisan Credit Card very easy for the farmers who are taking advantage of PM Kisan Yojana. That is, now any farmer, who is registered in the Prime Minister Kisan Loan Scheme, can go to his bank and fill the application form for KCC.
What are the features of Kisan Credit Card Loan – किसान क्रेडिट कार्ड लोन की क्या हैं विशेषताएं
- The beneficiaries of Prime Minister Kisan Loan Scheme get KCC easily.
- KCC holder farmers get loans up to 3 lakhs at affordable rates.
- The Government of India also gives a rebate on the interest charged in this.
- Farmers have to pay only 4 percent interest rate on timely repayment of loan.
- To get Kisan Credit Card, farmers need only Aadhar card and PAN card.
Know at what interest rate you get the loan of Prime Minister Kisan Credit Card Scheme –
Let us tell you that on Kisan Credit Card, farmers are given an opportunity to take a loan of up to Rs 3 lakh. At the same time, the bank charges 9 percent interest on the loan taken, in which the Government of India bears 2 percent interest. Apart from this, the special thing about the Kisan Credit Loan Scheme is that if the farmer brothers repay the entire loan before time, then they have to pay only 4 percent interest along with the principal amount.
प्रधानमंत्री आधार कार्ड लोन योजना 2022 >>> PM Aadhaar Card Loan Scheme
What do documents look like? – क्या लगते हैं दस्तावेज
- KCC Application Form
- Aadhar Card
- Pan Card
- Your photo
- An affidavit that the old loan is not due
In which bank to apply for Prime Minister Kisan Loan Scheme 2022 – किस बैंक में करें प्रधानमंत्री किसान लोन योजना 2022 का आवेदन
You can get your Kisan Credit Card made in the same bank where the PM Kisan Yojana beneficiary’s installments of Rs 2000 come. These banks include the following banks –
- State Bank of India (SBI),
- Bank of india
- Industrial Development Bank of India (IDBI)
- Kisan Sahakari Bank (Co-operative Bank)
- Regional rural bank
- National Payments Corporation
Why this scheme started – क्यों शुरू हुई ये योजना
This scheme has been started so that common farmers do not have to face financial crisis in farming and they can get loans easily.
For your information, let us tell you that only those farmers who have a credit card will be able to take loan from the bank. With the amount obtained from the loan, the farmer can buy seeds, machines, etc., used in farming. Kisan Credit Card can be made very easily from any of your banks.
When is the Kisan Credit Card Loan Scheme started? – कब से शुरू है किसान क्रेडिट कार्ड लोन योजना
The Central Government had started the PM Kisan Credit Card Loan scheme with a very important thought, in which the welfare of the farmer of India is the most important. This scheme was started by the central government in the year 1998, under which the farmer can withdraw money from his account according to the need of farming and can buy things related to farming. Under this scheme, a debit card is given to the farmer, with the help of which the farmer can take a loan from the bank at a cheaper rate. But remember, the benefit of this scheme is available only when the farmer repays the loan on time.
Who can get Kisan Credit Card? – किसान क्रेडिट कार्ड कौन-कौन बनवा सकता है
Not only farmers doing agriculture, but also farmers who do animal husbandry and fisheries can apply for Pradhan Mantri Kisan Loan Yojana. If a farmer does animal husbandry and fisheries, then he gets a loan of up to 3 lakhs. Only the minimum age of the applicant should be 18 years and maximum 75 years.
What are the benefits of Pradhan Mantri Kisan Loan Yojana? – प्रधानमंत्री किसान लोन योजना के क्या-क्या फायदे हैं
- If a farmer does not have suitable funds for farming, then he can apply for a loan under this scheme and can buy things for farming.
- If the farmer wants a loan of up to 1.60 lakh, then he does not need to give any security.
- According to SBI Bank, ATM cum Debit card will be given to the account holder for free.
- Up to 3 percent relief in annual interest on timely repayment of loan
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