Atal Pension Yojana: This is how you can take advantage of PM Modi’s Atal Pension Yojana

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To take advantage of Atal Pension Yojana, your age should be between 18 to 40 years. Atal Pension Yojana

Atal Pension Yojana: This is how you can take advantage of PM Modi's Atal Pension Yojana
Atal Pension Yojana: This is how you can take advantage of PM Modi’s Atal Pension Yojana

APY News Updates: Atal Pension Yojana is a very beneficial social security scheme for people working in the unorganized sector. By investing in Atal Pension Yojana, you get regular income for post-retirement expenses.

Atal Pension Yojana was launched by the central government in May 2015. Earlier there was no scheme like Atal Pension Yojana for people working in the unorganized sector.

You can be entitled to get pension every month after you retire from investing in Atal Pension Yojana. The biggest feature of Atal Pension Yojana is that if you die untimely, there is a provision to continue the benefits to your family.

On the death of the person investing in the Atal Pension Yojana, there is a provision to provide pension to the children on the death of the wife and wife.

To get a lifetime pension after retirement, you have to invest in the pension scheme only for a few years. Along with your investment, the government also contributes on its behalf in Atal Pension Scheme.

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Who is Atal Pension Yojana for?

Any Indian can start investing in Atal Pension Scheme. To participate in Atal Pension Scheme, it is necessary to have a bank account. To open an account under Atal Yojana, it is also necessary to be linked with Aadhar card. Only those people who are outside the income tax slab can get the benefit of Atal Pension Scheme.

What is the age limit in Atal Pension Scheme?

People are divided into 6 parts for Atal Pension Scheme. To take advantage of Atal Pension Scheme, your age should be between 18 to 40 years. To get pension under Atal Pension Yojana, you have to invest for at least 20 years.

How much pension will be available in Atal Yojana?

The amount of pension in Atal Yojana depends on the investment made by you and your age. Under Atal Pension Yojana, you can get a minimum monthly pension of Rs 1,000 and a maximum of Rs 5,000. You will start getting pension from the age of 60.

What is the advantage of APY?

The sooner you join Atal Pension Yojana, the more benefits you will get. If a person joins Atal Pension Yojana at the age of 18 then he will have to invest Rs 210 every month.

After retirement you will get Rs 5000 monthly pension every month from the age of 60 years.

Who cannot be included in APY?

Such people who come under the purview of income tax, are government employees or are already availing benefits of schemes like EPF, EPS, they cannot become part of Atal Pension Yojana.

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